What You Should Know Before Buying a Horse

Horses are fantastic creatures, there’s no doubt about it. The bond we create with them is so strong that horses literally never forget human friends.

However, owning a horse is no easy feat. It requires copious amounts of both time and money.

If you’re thinking about adding a horse to your family, here’s what you need to know.

What You Should Know Before Buying a Horse | Horse Shopping | Savvy Horsewoman


Horse care requires a substantial budget. There are a number of expenses to consider:


The cost of boarding your horse can vary depending on location, services provided, and facilities and amenities available.

Board can cost as little as $150 a month or as much as $2500.

Tack and Equipment

Your horse will need blankets, brushes, bridles, a saddle and so much more.

Expect to pay at least $1000 (on the low end) for equipment.

Feed and Supplements

Expect hay, grain, and supplements to run $80-$500 a month depending on where you live and the cost of hay.


Horses need annual vaccinations and dental visits plus de-worming every eight weeks. This will run $300-$600 yearly.


Horses need their hooves trimmed every six to eight weeks. Some horses will also require shoes.

Trimming costs typically run $30-$75 per visit; shoeing costs $75-$300.

Riding Lessons

If you’re new to horse ownership, you’ll need riding lessons.

Lesson prices are usually subject to where you live and the level of experience the instructor has, but expect to pay $35-$100 an hour.


It’s a good idea to set aside $2000 dollars for emergencies or unexpected expenses.

Horse Type

A beginner rider should always choose a horse by its temperament and training, rather than by breed or color.

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It’s of great importance to spend time with the horse, ride it, and learn as much as you can about its manners, both on the ground and while you ride.

It should be calm, willing, patient, level-headed, tolerate mistakes, and be forgiving if you don’t get it right the first time.

Young horses, even well-trained ones, are more unpredictable, easier to upset, and more often than not, less experienced. Consider purchasing an older horse as they usually make a calmer mount.

Your Experience

Before you buy a horse you should enroll in weekly riding lessons with a reputable trainer or instructor.

Spend some time mucking out stalls, brushing and cleaning horses, maintaining hooves, and learning the signs and symptoms of equine medical issues.

It’s also a good idea to consider a full or partial lease of a horse for at least six months before buying. When leasing a horse, you pay either a fixed fee or a portion of the horse’s expenses in exchange for riding time.

Deciding to buy a horse is a huge commitment — and not just when it comes to finances. You’ll need to visit your horse at least twice a day, seven days a week to clean stalls, provide fresh food, grooming, and exercise.

Do your homework and take time to make the best decision possible. As much as you love horses, ownership may not be right for you.

Liz Greene hails from the beautiful city of trees, Boise, Idaho. She’s a lover of all things geek and is happiest when cuddling with her dogs and catching up on the latest Marvel movies. You can follow her on Twitter @LizVGreene or delve deeper into her internal musings at InstantLo

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Still Planning to Buy? Also See:

101 Questions to Ask When Buying a Horse

How to Afford a Horse on a Budget

What You Should Know Before Buying a Horse | Horse Shopping | Savvy Horsewoman


  1. Christine
    September 7, 2015 / 2:40 am

    There are indeed so many things to consider before getting a horse! Thanks for sharing an overview of some important aspects.

  2. Priyanka
    September 7, 2015 / 11:41 am

    @AdminNice post Now i know what is the budget of keeping an horse.ill keep in mind the miscellaneous budget.

  3. Dana Benjamin
    June 30, 2016 / 6:11 pm

    Good things to consider. Always, always plan for more than you expect to spend. They are oh so worth it though!

  4. Nadine
    September 2, 2017 / 7:20 pm

    When I purchased my mare three years ago I brought my horse savvy girlfriends with me. We looked like the clown car at the circus when we pulled up but each person had a purpose. We checked her over from nose to tail – using a checklist. I had been told that buying a horse wasn't an emotional decision and to not fall in love right away. After she passed her exam and I had done a "test drive" she walked up behind me, lay her head on my shoulder and sighed. I looked at one of my friends and said, "OK – now what? She loves me." My friend laughed and told me that if I didn't buy her then she would. LOL Madison and I are a team. We now ride in parades, work on a Large Animal Technical Rescue team and Mounted Search & Rescue. Best part? She only cost me $500. #score #mustanglove

  5. Janet Wadkins
    July 12, 2019 / 8:22 am

    Enjoyed info.yes all is true taking care of equines

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